Anyone who has a boat in Arizona needs to get boat insurance. Boats are expensive, and maintenance can drain your financial reserve. If you are involved in an accident or the vessel is damaged, this could be a big financial problem; this is where boat insurance comes in handy. The average boat insurance in Peoria, AZ is $400; since this is average, some policies are cheaper and can be for around $200, while others are nearly $500.

Home Insurance Dilemma

There is a misconception that homeowners insurance also covers, but that is only partly true, as your homeowners’ insurance will only cover kayaks or canoes. Any motorized watercraft is not covered by homeowners insurance, although they may have partial coverage. With the help of our insurance professionals, you can find the right boat insurance package that will suit your needs.

The good thing about boat insurance is that you only have it for part of the year. If you are staying in places that experience different seasons, there is a probability that you will not be using your boat year-round. Boat insurance companies recognize this and consequently offer a discount because you are not using it during the cold winter months. The discount gives your wallet a break and allows you to enjoy your boat during the warm summer months.

There are instances when you can bring your boat insurance cost down. You can talk to the professionals, and they will give you different options that are below the average boat insurance in Peoria, AZ. The different kinds of boats also determine how much you need to pay each year.


Contact The Plemons Group today for insurance and financial services about your asset protection.