Beyond the Bankruptcy Discharge: What to Do After You File

by | Feb 12, 2018 | Lawyer

When your bankruptcy case has been completed, then you will go through a Chapter 7 bankruptcy discharge in Philadelphia, PA. At this point, you will likely be anxious for your fresh start, but if you don’t know what to do next, you may find yourself in more financial hot water. Some steps that will help you rebuild your credit and ensure a great financial future can be found here.

Keep Your Paperwork and Documents

It is essential that you keep a copy of all your bankruptcy paperwork. This includes your schedules, the bankruptcy petition, and the Chapter 7 bankruptcy discharge in Philadelphia, PA. If you have lost this paperwork, then you can get copies from the court, but you will have to pay for them.

Handling Creditor Harassment

Once your case is discharged, you may find that creditors are still contacting you. At this point, you need to inform them that the debt has been discharged. If they continue to contact you at this point, then you should let your bankruptcy attorney know. This is a violation of the Bankruptcy Code, and in some cases, it may violate the Fair Debt Collections Practices Act. Your attorney can provide more details about this and what steps need to be taken next to ensure the harassing calls stop.

When it comes to Chapter 7 bankruptcy discharge in Philadelphia, PA, there are several factors that need to be considered. While this is the end of your bankruptcy case, there are still some things you may need to take care of. Be sure to keep this in mind and consult with your attorney, if necessary.

Find out more about the bankruptcy discharge process by visiting The Law Offices of David M. Offen website.

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