It matters little at the moment the extent of the damage or who was at fault; an automobile accident is extremely traumatic for those involved, especially if there are injuries. Even the simplest “fender-bender” can leave you shaken physically as well as psychologically. For a layperson the laws that apply to auto accidents can be confusing as they are quite complex, this is even more so when assigning blame for the accident, dealing with the insurance companies, long term care for an injured party, etc. These are all valid reasons why you should seek the professional attention of a North Liberty auto accident attorney. The following may prove helpful when you are faced with deciding the correct course of action.
When you absolutely need an attorney:
If you were involved in an automobile accident or any other type of vehicle accident which resulted in something worse than perhaps a small abrasion or bump then you will need to consult with an attorney who specializes in tort law. Consulting with an attorney is a must f the police makes an entry in their report that they see you as being the driver who was the cause of the accident and you are of the opposite opinion. Fault has a bearing on the cost of medical care, it most certainly has a bearing on the compensation you can expect to receive for pain, suffering and potentially, long term care. These issues are complex and well beyond the scope of what any layperson can deal with regardless of their knowledge. In instances such as this you absolutely need a seasoned North Liberty auto accident attorney to rely on. The attorney can explain in detail what your rights are and can take up action on your behalf as well as negotiate with the parties which are involved including the insurance company, ensuring that you get a fair settlement.
When you might need an attorney:
As mentioned earlier, anything more extensive than a minor injury or a small dent in the fender and you should contact an attorney. There may not be a need to consult with an attorney in minor accidents; the key word here is “minor” injuries and minor property damage. If you and the driver of the other vehicle agree that the damage is insignificant, not exceeding about $1,000 there is usually no need for any legal involvement. These are simple cases; rarely are there any problems in dealing with the insurance companies for compensation for any minor out of pocket expenses. If you can prove beyond doubt that the other driver is at fault and the accident had nothing to do with you may find that you can even agree with the insurance company that they give a little additional compensation. Anything other than this and you are well advised to seek the services of a North Liberty auto accident attorney.
