Getting into an auto accident can be a difficult situation to deal with. Many people simply have to deal with fixing a wrecked car. In addition to fixing a car, some people have to worry about fixing themselves. A lot of auto accidents end with someone getting hurt. When it comes to dealing with your injuries and an insurance company, things can start to get very complicated very quickly. The following are a few things you should do, and a few things you shouldn’t do, in order to make your claim or case go as smoothly as possible.
One of the first things you need to understand is that insurance companies would rather not grant your claim. As odd as this may sound, it’s true. Insurance companies make money from the premiums paid by their customers, and lose money when they make claim payouts. Because of this, they will try every trick in the book to find a “legitimate” reason to deny your claim.
In order to combat the insurance company’s aggressive tactics, you need to be aware of the claims process. Insurance adjusters will likely ask you for an official statement about the accident and your injuries, in order for your claim to go through. Although this sounds completely innocent, once you give this statement, it’ll be officially on record.
These adjusters will use this information against you in order to deny your claim, or to offer you a lower settlement amount. This is why it’s important to have an Auto Accident Attorney Cleveland has to offer. An attorney will help you conduct a statement with certain conditions, which can help you avoid saying anything to help the insurance company’s case.
When it comes to asking for an amount for your damages, you want to make sure the amount makes sense. You don’t want to ask for something that’s too much, and you don’t want something that’s too little. You want the insurance company to know that you’re aware of the value of your claim. Asking for a really large amount, or a really small amount, could signal that you aren’t sure about your claims worth. Insurance companies will likely take advantage of this and offer you an extremely low price.
Contact an Accident Attorney in order to better your chances against the insurance company. A lawyer will know exactly how to help you.
