When you’ve reached the point that it’s time to file bankruptcy it’s important to understand which type of bankruptcy is right for you. Chapter 7 bankruptcy is typically used if you’re struggling with great debt such as bills. You have legal options that can be explained by Chapter 7 bankruptcy attorneys in Valdosta. The actual Chapter 7 bankruptcy process was designed to free people from unsecured debt quickly.
Unsecured Debt Includes the Following:
- Credit Cards
- Medical Bills
- Payday Lines
- Department Store Cards
- Utility bills
- Some Personal Loans
Who Can File for Chapter 7 Bankruptcy?
You may be asking yourself just to exactly can file for Chapter 7 bankruptcy. This type of bankruptcy process is often for people with low income who are struggling to pay their monthly bills. So if you have a lot of credit card debt or medical debt this type of bankruptcy can eliminate your unsecured debts completely. It tends to work fast meaning you don’t have to wait for many years to enjoy a fresh start. It is also perfect for people who receive collection calls as well as notices. Bill collectors never just go away. The older your debt becomes, the more aggressive they can become in their collection efforts. Once you file for Chapter 7 bankruptcy they are legally prohibited from bothering or contacting you. Instead they are left to deal with the bankruptcy court.
Use a Professional Bankruptcy Attorney for the Bankruptcy Filing Process
A professional bankruptcy attorney understands the innerworkings of bankruptcy law and can guide you through the process of Chapter 7 bankruptcy. You’re not alone during your time of need. Skilled and caring attorneys can help you file for Chapter 7 bankruptcy and guide you to the many stages and steps that are required to complete the process.
