There is no other feeling like hitting the open road for a long trip in your recreational vehicle (RV) across the country, or taking your RV for a weekend camping trip with the family. However, the thought of adding another vehicle to your ever-expanding list of assets to insure may cause you to think twice about investing in one or in continuing to maintain one you already own. Unbeknownst to many, there are several ways you can lower your RV insurance payment, from constructing an RV carport to bundling all of your insurances into one. This article provides a list of tips to consider so that you can breathe a little easier knowing that you’re doing all you can to save.
Take Advantage of These Tips and Tricks
1. Invest in an RV carport.
Whether you build it yourself to cut down on costs or hire others to assemble it, an RV carport will protect your RV from falling branches or debris and from sun damage and other elements. You will see an immediate improvement in your insurance with an RV carport.
2. Bundle your insurance.
Many companies enable you to bundle your insurances into one, including homeowners or renter’s insurance, car insurance, boat insurance, RV insurance, etc.
3. Maintain a safe driving record.
Most people know that when you cause an accident, your car insurance is likely to increase. The same applies to RVs. Maintaining a safe driving record will help to keep your insurance low.
4. Complete a driver safety course.
You may have heard that taking a safe driving course can remove points from your record or even get you out of a driving ticket or other offense, but many people do not know that some insurance providers will offer a discount to those who complete a safe driving course.
5. Install an anti-theft device.
This not only may lower your insurance, but will also help prevent robbery!
6. Pay annual premium in full.
Some insurance companies may provide you a monetary incentive to pay your annual insurance premium in full instead of through monthly payments. This provides security to the company that you will not cancel your policy within the next year, and it also prevents overhead costs from processing monthly payments.
7. Ask about special discounts.
Insurance providers may provide a seniors discount or military discount, or even discounts for certain professions such as government employees, teachers, medical professionals, etc. It never hurts to ask!
