When you want to secure your family’s financial future, you need to call a life insurance broker in St. Louis county, such as Associated Insurance Brokers. You will pay a premium for a term, and it will cover your life. There are many different policies to choose from, so you can find the one that is right for your savings, investment, protection, retirement, and pension needs.
Types of Life Insurance
You can choose from different types of life insurance when you work with a life insurance broker in St. Louis county. Term life insurance policies are usually the least expensive, and they last a certain number of years and pay benefits if the death occurs within the term limits.
Whole life insurance is a consistent life-long plan that has a standard premium. Many people choose this policy type when they want to be covered at any point. There is also universal life insurance for people who want flexible premiums and death benefits. It adjusts the face value when you need it to without giving up the policy.
Other Policies
Some people choose final expense insurance to cover any end-of-life expenses. This could include medical care and burial expenses. This is a permanent policy that is in effect as long as you make premium payments. You can call a life insurance broker in St. Louis county to start this policy.
If you have any pre-existing conditions and have trouble qualifying for life insurance, there is graded term life insurance. This will give you a graded benefit when you are having trouble getting a standard policy.
