While some workers’ compensation claims are straightforward and quickly paid, there are some employers and some situations where it can become a long, difficult process. Ideally, working with an MN attorney specializing in workers’ comp cases reduces these types of delays, and can even result in a speedy recovery of the money needed for medical bills, lost wages, disability compensation and other types of factors related to the accident, injury or work-related illness.
From the information provided on the claim, the insurer will offer a payment or a lump sum. This is a one-time offer and, if the employee accepts, it is all the insurer will pay on the claim. This means that if there are additional medical complications, a long time off of work or a less favorable rehabilitation where a return to work may not be possible, the employee cannot apply for an additional future claim on the same incident or disability.
Negotiation
The injured or disabled employee may not accept the offer by the insurer but instead move forward with workers’ comp settlements. One of these settlements is to negotiate, with the representation of a qualified Workers’ Comp lawyer, directly with the insurer.
These types of workers’ comp settlements and negotiations are faster than going before an Administrative Judge in a hearing, and they allow the attorney to argue for future medical bills, and even the choice between a lump sum or a structured payment.
Why a Lawyer is Critical
In workers’ comp settlements, working with a specialized lawyer is essential. This is not a do-it-yourself issue as it is complex and there is a requirement for facts and relevant information to be presented during the negotiations.
A lawyer not only understands the process but also understands what has been obtained in other similar settlements and the potential issues you may be entitled to in the settlement process.
